Insurance.wa.gov

Health insurance Washington state Office of the

Health insurance helps pay your medical bills when you seek medical care. Knowing your options can help save you time, money and frustration. Learn how health insurance works. Individuals & families. Small business owners. For medical providers. Dental insurance. Veterans. Tribal members.

Actived: 5 days ago

URL: https://www.insurance.wa.gov/health-insurance

Health insurance plans and health care programs

(6 days ago) Health care programs for people considered low income or who need additional help with health care costs. Program named. Description. Aged, Blind or Disabled Cash Assistance Program (www.dshs.wa.gov) Provides a monthly cash grant to people who are age 65 or older, blind, or have a long-term medical condition.

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What is health insurance

(Just Now) Health insurance helps pay your medical bills when you need care. Knowing what options are available can help save you time, money and frustration. There are four ways you can get your health insurance: 1. The most common way people get their health insurance is through a …

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Washington state Office of the Insurance Commissioner

(9 days ago) Get help with an insurance problem. Talk to an insurance specialist: Call 800-562-6900. Get free, unbiased Medicare counseling in your area. Mike Kreidler Insurance Commissioner. Ask Mike a question.

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Free or low-cost health care coverage options

(8 days ago) Community clinics offer health care services in most counties and charge based on a sliding-fee scale. For more information, call the Washington Association for Community Health at 360-786-9722 or go to www.wacommunityhealth.org. Local free clinics offer free health care and are often run by volunteers with donated supplies.

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Premera Blue Cross

(7 days ago) Plans and premiums. Premera Blue Cross 2021 individual health plans and premiums (PDF, 177.42 KB) *It's always a good idea to double-check with your plan to make sure your providers are part of the plan's network before you sign up. Warning: The plans included above only apply to people who do not qualify for Medicare.

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What qualifies as long-term care insurance

(8 days ago) Long-term care (LTC) insurance, according to Washington state law (leg.wa.gov), is an insurance policy, contract or rider that provides coverage for at least 12 consecutive months to an insured person if they experience a debilitating prolonged illness or disability.LTC insurance typically covers the following types of services if they’re provided in a setting other than a hospital’s acute

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2021 Medicare Advantage Plans, Mason County

(9 days ago) A Health Maintenance Organization available in certain counties only. You generally must get your care and services from doctors, other health care providers, or hospitals in the plan’s network (except emergency care, or out-of-area urgent care). •

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Coordination of benefits

(8 days ago) Many employers and unions offer group health plan (GHP) insurance to current employees and/or retirees. For example, the Federal Employee Health Benefits (FEHB) Program plan is a type of GHP. You may also get group health coverage through your spouse’s or other family member’s employer.

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Aetna Better Health of Washington, Inc., CVS Health

(9 days ago) CVS Health is a Delaware holding company whose stock is traded on the New York Stock Exchange under the trading symbol CVS. As a pharmacy health care company, CVS Health enables individuals, businesses, and communities to manage health in more affordable, effective

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Learn how health insurance works Washington state Office

(1 days ago) Health insurance helps pay your medical bills when you seek care. Knowing what your options are can help save you time, money and frustration.

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Health Alliance Northwest Health Plan

(6 days ago) Health Alliance Northwest Health Plan 2021 individual health plans and premiums (PDF, 425.11 KB) *It's always a good idea to double-check with your plan to make sure your providers are part of the plan's network before you sign up.

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What health insurance plans must cover Washington state

(7 days ago) Mental health substance abuse disorder services: Behavioral treatment, mental and behavioral health inpatient services and substance abuse disorder treatment. Lab services: Such as blood draws or urinalysis, a medical provider orders. Pediatric services: Health care for children from birth to …

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Health information and your privacy Washington state

(4 days ago) Health information and your privacy. Important! You have the right to have your personal health information sent to you instead of the person who pays for your health insurance plan. You must let your health insurance company know where to send this information or they’ll send it …

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Regence BlueShield

(7 days ago) Regence BlueShield 2021 individual health plans and premiums (PDF, 1.14 MB) *It's always a good idea to double-check with your plan to make sure your providers are part of the plan's network before you sign up. Warning: The plans included above only apply to people who do not qualify for Medicare.

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Your health insurance rights Washington state Office of

(7 days ago) As a health insurance consumer, you have specific consumer and patient rights. Benefits health plans must cover under Washington state law. What consumers need to know about surprise or balance billing. Your rights to see a medical provider. Health information and your privacy. When health insurers can ask you about your health.

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R 2020-04 Health care benefit managers

(9 days ago) health care benefit manager conducted on their behalf. A carrier may not offer as a defense to a violation of any provision of this chapter that the violation arose from the act or omission of a health care benefit manager or other person acting on behalf of or at the direction of the health care benefit manager. WAC 284-180-120

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Eligibility overview for Washington Apple Health (Medicaid

(4 days ago) Health Insurance Plan) that covers the Categorically Needy (CN) and Medically Needy (MN) programs. Washington Apple Health is an umbrella term or “brand name” for all Washington State medical assistance programs, including Medicaid. The brand name may be shortened to “Apple Health.” The Health Care Authority (HCA) administers

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What to consider before buying health insurance

(6 days ago) Before you start shopping for health insurance, know what kind of coverage you need. Look carefully at what the plan covers and what it doesn't cover (exclusions or limitations), compare benefits and compare health insurance plans (PDF, 90.33 KB).You can also get answers to common questions when comparing health plans.. Figure out how much you can afford

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Cambia Health Solutions Washington state Office of the

(3 days ago) Health carrier admissions; P&C, life, disability and title company admissions; Registering as a pharmacy benefit manager (PBM) Registering as a health care benefit manager (HCBM) Registering as a direct primary health care practice; Registering as a captive insurer; Credit for …

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(Just Now) Washington Association of Health Underwriters comment R 2021-09 CR-101 Author: J. Wolff, Policy and Legislative Affairs Subject: Comment received from WAHU on …

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Patient Bill of Rights Washington state Office of the

(8 days ago) The Patient Bill of Rights is a state law (leg.wa.gov) guarantees health insurance consumers have access to quality health care.. Your benefit rights. Some health benefits are required by either state or federal law — or both — and must be in all health insurance plans.. Before you even sign up or your employer enrolls you in a plan, the plan must tell you the following:

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How we review health rates Washington state Office of

(5 days ago) How we review health rates. We review all rate requests for individual and small-group plans (employers with 1-50 employees) in Washington state. Health insurance companies can't change rates more than once a year, unless state or federal law requires a new health benefit.

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Long-term care options workbook

(6 days ago) Home Health Care – Skilled nursing care or medical care in the home for a short period of time. A doctor must authorize home health care. Medicare often covers home health care. Home health aides may provide help with walking, moving and exercising, self-administering medications, completing

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Health insurance discrimination and gender affirming

(1 days ago) Health insurance discrimination and gender affirming treatment (R 2021-14) This rulemaking implements the recently passed Gender Affirming Treatment Act, SB 5313 (leg.wa.gov) . This will involve updating and adding to the rules as necessary to clarify carrier requirements and prohibitions in relation to coverage for gender affirming treatment.

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Understanding your health insurance options

(3 days ago) Individual health plans - inside and outside the Exchange Qualifying events for special enrollment periods include, but aren't limited to: • Losing health coverage, including an employer plan or an individual policy. • Losing Apple Health (Medicaid) because you no longer qualify. • Giving birth to or adopting a child.

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Health companies

(2 days ago) New for 2020. There are no changes from the 2019 health forms. Filing requirements. All health maintenance organizations, health care service contractors, and self-funded multiple employer welfare arrangements licensed in the State of Washington during the calendar year must file an online tax form, as provided by this office, even if no business was actually transacted within Washington

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Health Entities: HCSC, HMO, & MEWA only

(4 days ago) 11 Accident & Health Policy Experience Exhibit 0 EO xxx 4/1 NAIC 12 Actuarial Opinion 0 EO xxx 3/1 Company 13 Life Supplemental Data due March 1 0 EO xxx 3/1 NAIC 14 Life Supplemental Data due April 1 0 EO xxx 4/1 NAIC 15 Life Supp Statement non-guaranteed elements – Exh 5, Int. #3 0 EO xxx 3/1 Company

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Health Insurance Innovations pays $1.5 million fine to

(Just Now) January 2, 2020. OLYMPIA, Wash. – Health Plan Intermediaries Holdings, LLC, doing business in Washington state as Health Insurance Innovations (HII), has paid a $1.5 million fine for more than 50,000 violations of Washington state insurance laws and rules. It’s the largest single penalty against an insurance producer in the state’s history.

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Product Coding Matrix for Life, Health, and Annuity

(2 days ago) Uniform Life, Accident & Health, Annuity and Credit Product Coding Matrix Annuities An arrangement whereby an annuitant is guaranteed to receive a series of payments commencing either immediately or at some future date. A01.000 Annuities – Assumption Agreement

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Glossary of health coverage and medical terms

(Just Now) Health care services or supplies needed to prevent, diagnose or treat an illness, injury, condition, disease or its symptoms and that meet accepted standards of medicine. Minimum Essential Coverage . Health coverage that will meet the individual responsibility requirement. Minimum essential coverage

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Health savings accounts Washington state Office of the

(2 days ago) Health savings accounts What is an HSA? Internal Revenue Service (IRS) rules may allow you to pay for your current health care expenses and save for future qualified health expenses on a tax-free basis through a health savings account (HSA).

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Aliera ordered to pay $1 million for selling illegal

(5 days ago) November 24, 2020. OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler’s action against Aliera Healthcare, Inc. (Aliera) ordering the company to stop selling health insurance illegally was upheld on Nov. 13 after the company appealed. Today, Aliera was ordered to pay a $1 million fine.It has 90 days to appeal. Kreidler took action against Aliera and its partner, Trinity Healthshare, Inc

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Individual Nongrandfathered Health Plan (Pool) Rate Filing

(7 days ago) 2022 Plan Year Individual Nongrandfathered Health Plan (Pool) Rate Filing Checklist. Instructions: For each item in Section I, provide the response in this document. For each item in Section II, provide the rate filing document name and Section number, page number, or Exhibit number of …

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Free or low-cost health care coverage options

(4 days ago) Community clinics offer health care services in most counties and charge based on a sliding-fee scale. For more information, call the Washington Association for Community Health at 360-786-9722 or go to www.wacommunityhealth.org. Washington Healthcare Access Alliance offers access to free and low cost health

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Health care sharing ministries (R 2021-17) Washington

(9 days ago) Health care sharing ministries (R 2021-17) The commissioner is considering adopting rules relating to the exemption for health care sharing ministries (HCSM) found in RCW 48.43.009 (leg.wa.gov) and the sale of HCSM plans by licensed producers. This will involve updating existing rules and adding new rules.

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Fifteen health insurers request average rate decrease of 1

(1 days ago) June 1, 2020. OLYMPIA, Wash. – Fifteen health insurers filed an average proposed rate decrease of 1.79% for the 2021 individual health insurance market. This includes two new insurers — UnitedHealthcare of Oregon and Community Health Network of Washington — …

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Who to contact for issues with your employer health plan

(3 days ago) The health insurer directly pays claims for the employees and their dependents. If your employer buys its group health plan, for example, from Regence BlueShield, or Aetna Life Insurance Company, then it may be an insured health plan. Insured health plans are governed by both federal and state laws.

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Regence BlueCross BlueShield of Oregon

(4 days ago) Regence BlueCross BlueShield of Oregon 2021 individual health plans and premiums (PDF, 1.11 MB) *It's always a good idea to double-check with your plan to make sure your providers are part of the plan's network before you sign up. Warning: The plans included above only apply to people who do not qualify for Medicare.

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Medicare and the health insurance Exchange FAQs

(2 days ago) The Affordable Care Act (www.hhs.gov) required states to establish a health insurance Exchange for people by Jan. 1, 2014. Our state's Exchange is called the Washington Healthplanfinder (www.wahealthplanfinder.org) and it's designed to help people shop for and enroll in an individual health plan. If you have health coverage through Medicare, you don't need to do anything.

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When health insurers can ask you about your health

(9 days ago) Under health reform, health insurance companies can't make you answer health questions to buy health insurance. They also can't require a pre-existing condition waiting period for claims you submit. However, once you're on a health plan, they can ask you questions to find out if you qualify for one of the following programs:

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Cease and Desist Alliance for Shared Health

(5 days ago) the First Health network - A national PPO network, with more than 5,000 hospitals, over 90,000 ancillary facilities and over 1 million health care professional service locations." According to ASH, "access is wide-ranging-more than 96 percent of people in the United States are within 20

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Washington Mental Health Counselors Association 11410 NE

(4 days ago) On behalf of the Washington Mental Health Counselor Association (WMHCA), we thank you for the opportunity to comment on the implementation of ESHB 1196 concerning audio-only telemedicine. WMHCA was supportive ESHB 1196 during the legislative process. WMHCA is an association that serves Licensed Mental Health Counselors in Washington State.

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Health Alliance Northwest Health Plan

(7 days ago) Health Alliance Northwest Health Plan RATE SCHEDULE Counties where this plan is available Non-Smoker Rates Smoker Rates Chelan, Douglas, Grant Page 1 of 3. Individual Nongrandfathered Health Plan 38229WA0100001 Plan Information Plan Name: 2021 HANW IND Summit HSA 6650 Bronze

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Washington State SERFF Health and Disability Form Filing

(Just Now) Health and Disability Form Filing General Instructions . These instructions apply to filing of forms for all major medical plans (including higher education student health plans), stand-alone dental and stand-alone vision plans, and provider agreements. Please see the Washington State SERFF Life …

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