Health Insurance Information
Health Insurance Information. We regulate health insurance policies in California to ensure vibrant markets where the health and economic security of individuals, families, and businesses are protected and insurers keep their promises. Health insurance is complex, confusing and often overwhelming even for the most savvy consumer.
Actived: 3 days ago
Overview: Healthcare Coverage in California
(5 days ago) Health Maintenance Organizations (HMOs) and Managed Care Plans. This kind of health coverage is different from traditional insurance policies and is governed by a different set of laws in California. See our Types of Health Coverages page for more detail about HMOs and managed care plans and how they differ from health insurance policies.
Getting Health Coverage
(9 days ago) Health Insurance Report Card. Our Health Insurance Report Card will allow consumers to compare PPOs in a number of key areas such as Diabetes Care, Treating Children, Heart Care and others. Health Insurers in California. We provide a list of insurance companies licensed to provide health insurance coverage in California.
Health Insurance Basics
(3 days ago) Health Insurance Basics. No one plans to get really sick or hurt. But when it happens to you or your family, it can cost a lot of money to get care. Health insurance can protect you from these high costs. If you buy health insurance, it can easily cost you less money than going to the hospital without it. Health insurance also helps you get
Health Insurance Benefits
(4 days ago) Essential Health Benefits include: Hospital care. Visits to a primary care doctor and specialists. Outpatient procedures, like surgery. Laboratory tests and diagnostic services, like x-rays and mammograms. Pregnancy and newborn care. Preventive and routine care, like vaccinations and checkups. Mental health care. Emergency and urgent care.
Lists of Insurers Providing Health Insurance Coverage
(5 days ago) CIGNA Health and Life Insurance Company. 800-244-6244. www.cigna.com. Cincinnati Life Insurance Company. 800-783-4479. Connecticut General Life Insurance Company. 800-244-6224. www.cigna.com. Delaware American Life Insurance Company.
Health Plan Definitions
(5 days ago) HMO (Health Maintenance Organization) An HMO is a collection of hospitals, doctors, and other health services all organized under one network. By managing care and contracting with the providers, HMOs keep costs down while providing a full range of health services.
The Affordable Care Act
(9 days ago) Health insurance companies cannot turn down your application because of your health status. Women can no longer be charged more for insurance than men. In fact, insurance rates cannot be based on gender or gender identity at all. Once you buy health insurance, you …
(5 days ago) Health care reform says that children under age 19 cannot be denied group insurance because of a pre-existing condition. If you are age 19 or older, group health insurance can delay services for your pre-existing condition for up to 6 months. If you had health insurance within the last 63 days, this period might be shorter.
Special Health Topics and Resources
(6 days ago) Essential Health Benefits Hearing. The Affordable Care Act requires that most health policies and health plans sold in California include a minimum package of benefits. In June of 2012, the Insurance Commissioner held a public informational hearing to get feedback on what California's essential health benefit package should look like.
(7 days ago) 24 Supplemental Health Insurance Policies These policies are for people who already have health insurance. They pay some of the costs that your main insurance does not cover. They can pay limited benefits such as a daily dollar amount if you are hospitalized, or a set sum dollar amount if you are diagnosed with cancer.
(6 days ago) 4 Health Insurance Basics Health insurance can help protect you from the high costs of illness or injury. It also helps you get regular health care, such as exams, preventive care and vaccines. But health insurance can cost a lot. And it can be hard to choose the best insurance. Use this brochure to help choose health insurance.
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