What is government-run healthcare — and what isn’t
The fact is, government-run health programs include large, popular and efficient programs that provide healthcare to millions of Americans today. This fact sheet provides a brief overview of three government-run health programs: Veteran’s Administration healthcare system, Medicare, and the Federal Employee Health Benefits Program. Read brief
Actived: 7 days ago
Choosing a Health Plan
(4 days ago) If you are in poor health, consider that PPOs have fewer restrictions on care. Consumers Union’s readers survey revealed that respondents with serious health problems had less trouble getting needed care and seeing doctors in PPOs. Another option is an HMO with a point-of-service plan.
Health Reform: Seven Things You Need to Know Now
(1 days ago) CobRa health plan. 2. Coming in 2014: Overview Some of the biggest changes resulting from the health law take effect January 1, 2014, with the goal of making affordable health care available for all Americans, re-gardless of their medical history or ability to pay. Most Americans will be required to have health in-surance.
HEALTHCARE BY DESIGN
(8 days ago) intensively on benefit design: Beth Capell for Health Access California, Cary Sanders for the California Pan-Ethnic Health Network (CPEHN), and Jen Flory for Western Center on Law and Poverty. This paper, and Consumers Union’s work on implementing health reform in California, is supported by The California Endowment. We are most grateful to
Nonprofit Health Inc.: Overview of issues in the
(4 days ago) Nonprofit Health Inc.: Overview of issues in the protection of nonprofit assets. January 1, 2008. Nonprofit health corporations are unique. While they are created to meet the health needs of a particular community, they are also organized to fulfill broad public purposes. Thus, nonprofits and their boards have obligations to the public and must
Health Care Community Benefits
(6 days ago) health needs assessment which must be updated at least once every three years. The community health needs assessment must evaluate the health needs of the community serviced by the hospital and include a process for consulting with community groups and local government 1 For information on California’s free care law, see: CAL.
Measuring Health Insurance Literacy: A Call to Action
(8 days ago) appropriate health decisions (Berkman et al. 2011). Health insurance literacy, however, is a newly conceived term intended to describe consumers’ ability to understand and use their health insurance plans. In theory, health insurance literacy would be a subset of health literacy, but current health literacy tools cannot effectively measure
Surprise Medical Bills
(8 days ago) Across New Jersey, health care consumers continue to deal with the detrimental effects of out-of-network balance bills. Despite taking responsible measures to seek in-network care, they still often unknowingly and involuntarily receive care from out-of-network providers who, caring little for their financial well-being, send significant bills
Early Consumer Testing of the Coverage Facts Label: A New
(7 days ago) The mission of NYSHealth is to expand health insurance coverage, increase access to high-quality health care services, and improve public and community health. The Missouri Foundation for Health is a philanthropic organization whose vision is to improve the health of the people in …
Consumer Difficulties Selecting Health Plans
(Just Now) that health insurance is a very expensive product—led some consumers to initially decline all the options provided during testing. Other testing showed that these perceptions can readily be altered. Showing participants how much an unexpected medical event like breast cancer costs, as
Consumer Reports Health News
(Just Now) Consumer Reports. health, diet and nutrition, food safety, and fitness online and in print. CR tests health and fitness products, companies and the healthcare industry—all without commercial agendas or advertiser influence. For more information or to schedule an interview, please contact Tildy La Farge at 914-378-2436.
Early Consumer Testing of New Health Insurance Disclosure
(3 days ago) for health insurance was an aversive task, fraught with anxiety for many respondents. They were afraid of making a costly mistake if they chose the wrong plan. Even respondents with good health insurance literacy skills lacked the confidence to choose a plan, reflecting a concern that it would
The Evidence Is Clear: Too Many Health Insurance Choices
(2 days ago) 1 — HEALTH POLICY REPORT— NOVEMBER 2012 — WWW.CONSUMERSUNION.ORG The Evidence Is Clear: Too Many Health Insurance Choices Can Impair, Not Help, Consumer Decision Making As health reform implementation proceeds, federal and state governments must
Experts vs. Online Consumers: A Comparative Credibility
(4 days ago) health site credibility were information source, which relates to the citation of a site’s information sources (25.8%), and company motive, which relates to a user’s perception of the motive of the organization behind the site, whether good or bad (22.7%).
Report: HIT can reduce health disparities
(2 days ago) Report: HIT can reduce health disparities. OAKLAND, CA, February 21, 2013 – Communities of color could see significant improvements in their health through strategic use of emerging technologies in healthcare, according to a new report, Equity in the Digital Age: How Health Information Technology Can Reduce Disparities.
Mini-med Health Plans: Don’t Call It Insurance
(3 days ago) health plan featured a 16% actuarial value, but was designed to cover more of the major illnesses than the minor illnesses, it would feature an $85,000 deductible (Table 1)!8 Why Are Mini-meds Offered? Although mini-med plans are rare overall, they are much more common among
Non-profit conversion: basic corporate structures in
(Just Now) Nonprofit Health Corporations. Public Benefit Corporations: Typically, nonprofit hospitals and clinics and some nonprofit insurers are incorporated under state laws as “public benefit corporations.” Public benefit corporations are organized as nonprofits and operate for …
Addressing Rising Health Care Costs
(6 days ago) health care costs, understand the evidence for and against proposed solutions, and begin to develop a plan for deeper involvement in bringing down the health care cost trend. It is important to keep in mind that while reducing the growth in health care costs was the focus
Impact of High Deductible Health Insurance And Health
(3 days ago) health system reform that will provide guaranteed coverage to all Americans, while improving the quality of care in the system and constraining costs. Concerns about High Deductible Health Insurance and Health Savings Accounts Variation of risk in health insurance markets. The health insurance market is
Engaging Consumers on Health Care Cost and Value
(5 days ago) health costs, quality, reforms, and motivating action. Health Costs Participants associated the U.S. health system with high costs, over and above any other attributes. Participants thought about costs on two levels. Their own out-of-pocket costs were the primary lens by …
An Advocate’s Guide to HEALTH INSURANCE RATE HIKES
(Just Now) Health insurance premium increases have caused many individuals and families to move to plans with higher cost-sharing or drop coverage all together. The high cost of coverage has gained nationwide attention as insurers continue to impose double-digit rate hikes, particularly on those
Health Information Technology – Consumer Principles
(3 days ago) Health Information Technology – Consumer Principles March 2006 An interoperable system of electronic health information holds many potential benefits for consumers, including: better coordination of health care regardless of patient location, higher quality and more efficient care, increased system transparency, and patient access
New Texas Office to Represent Healthcare Patients
(2 days ago) New Texas Office to Represent Healthcare Patients. Effective September 1, Texas healthcare consumers will have a new public advocate to simplify and streamline the complaint process before agencies regulating healthcare professionals — including the Texas Board of Medical Examiners — and represent consumer interests before such agencies.
State-by-State Adverse Event Reporting Specifics
(7 days ago) safety or health of patients. Title 22, Division 5, Chapter 1, Article 70737 (2003) Yes upon request. When occurrence is reported, an on-site investigation results in an “inspection plan of correction” which is available under state public information law.
Covered California Fact Sheet Health Insurance & Tax
(3 days ago) creditthatlowers!the!costof!buying!health!insurance.!!! To!qualify!in!California,!you!must:!! • Purchase!your!health!plan!with!Covered!California;! Summary More than 1.2 million people buy their own health insurance through Covered California. Most of them …
Choice Architecture: Design Decisions that Affect
(4 days ago) Choosing a health insurance plan is a major decision that has important health and financial implications for American families. Unfortunately, many consumers find it very difficult to evaluate their health plan options. Health plans have many discrete features, including numerous coverage
Customer Service Principles and Performance Standards for
(Just Now) (NAQC) notes that this “is a common goal for centers in the health care field”1; Covered California proposed 30 seconds as the standard for call handling at its “Service Center,” as well as for counties and health plans.2 There may be additional state law requirements to …
CU study reveals a “Healthcare Divide”
(9 days ago) As a result, those left with traditional health insurance would be forced to pay higher premiums. MSAs, health marts, and association health plans would only deepen the “healthcare divide.” Consumers Union’s report “The Healthcare Divide” is available online in the Health section on this web site. To obtain a copy of the tables of
Requirements for Providing the Summary of Benefits and
(7 days ago) the same way for all health plans, making it easier to compare across insurers and even across markets (for example, compare a non-group plan to an employer plan). This uniform format is designed to highlight the important facts, like co-payments levels and overall deductible.
Nonprofit health insurers hoard billions in surpluses
(5 days ago) Spend the money for charitable purposes like community health programs or affordable coverage initiatives. Consumers Union also said policymakers, insurers, consumer advocates and other industry participants should reexamine the purpose of surplus and the formulas for establishing each insurer’s appropriate surplus requirements.
Consumers Union Statement of Support to Assembly Health
(4 days ago) health care programs is substantial and must be considered when looking at the investment needed for a public reporting system. The increased public and hospital awareness that comes with such a system will reduce infections and has the potential for saving significant state dollars. 3.
Science, Precaution And Food Safety: How Can We Do Better
(7 days ago) health risk from any particular food-borne chemical substance. For microbiological agents, the link between pathogen and disease is often far easier to demonstrate, but the effects of potential interacting variables are just as hard to model. In fact, it is
Hawaii Rated Among Worst In Nation For Failing to Keep
(2 days ago) Issues Health. Experts. Michael McCauley . You Might Also Be Interested In. April 29, 2021. CR letter to House Judiciary Committee, competition in health care and pharmaceuticals. press release. December 22, 2020. Congress acts to restore competition to health insurance by removing 75-year-old antitrust exemption
T Er r is Hu m a n – T DE l a y is DE a D l y
(6 days ago) to the health-care system remained “frustratingly slow.”15 Today our country has an opportunity for dramatic changes to our fragmented healthcare system. Health reform to en-sure that all Americans have access to high quality health care should also include significant and active mandates to reduce medical harm. 9 Kohn, 1999, p. 4.
May 31, 2012 Staff Services Manager Department of Managed
(3 days ago) moderate for health insurance thereby maintaining rate stability, but also serve to offset health insurance medical cost inflation thereby lessening the possibility of excessive rate increases in the future. The Population 3 rate change is based upon combined experience for Populations 1, 2 and 3.
Florida – Health Insurance Premium Rate Review Law
(2 days ago) Florida – Health Insurance Premium Rate Review Law. If you buy health insurance on the individual market, without help from an employer, you may want to know what Florida is doing to protect you from unfair and unnecessary premium rate increases. Here’s a summary of the Florida laws that govern rate increases. December 15, 2010.
New study: Consumer Reports finds antibiotic-resistant
(1 days ago) Founded in 1936,Consumer Reports has over 8 million subscribers to its magazine, website and other publications. Its advocacy division, Consumers Union, works for health reform, food and product safety, financial reform, and other consumer issues in Washington,D.C., the states, and in the marketplace.
What Do Consumers Want To Know About Health Insurance
(2 days ago) Issues Health. Expert. You Might Also Be Interested In. April 29, 2021. CR letter to House Judiciary Committee, competition in health care and pharmaceuticals. press release. December 22, 2020. Congress acts to restore competition to health insurance by removing 75-year-old antitrust exemption.
Consumer Criteria for
(9 days ago) The California Health Benefit Exchange (Covered California) staff has proposed standardizing benefits and cost-sharing for Qualified Health Plans (QHPs) participating in Covered California. Coupled with the standard package of essential health benefits, this means that only a …
Uncontrolled Factory Farm Manure Causes Pollution and
(2 days ago) The Natural Resources Defense Council is a national, non-profit organization of scientists, lawyers and environmental specialists dedicated to protecting public health and the environment. Founded in 1970, NRDC has more than 400,000 members nationwide, served from offices in New York, Washington, Los Angeles and San Francisco.
Medical Device Tax: What’s the
(2 days ago) Health care providers stood to benefit from millions of newly insured consumers due to the expansion of insurance coverage through the ACA. Many industries made concessions in exchange for the millions of newly insured consumers who would be able to buy their products and services.
Nonprofit Conversion: A Guide to Community Involvement
(8 days ago) For health plans and insurers, the Insurance Commissioner often has authority to protect policyholders and subscribers. For hospitals, local and/or state Commissioners of Health have authority to monitor the provision of health services, ensuring that …
Executive Order on Health Plans Destabilizes Insurance
(6 days ago) Thursday, October 12, 2017. WASHINGTON, D.C. — President Trump today signed an executive order that would allow the sale of association health insurance plans with minimal coverage requirements in the individual and small group insurance markets.